County Court Judgments

Getting a CCJ marked 'satisfied - a legal FAQ from Roger Sinclair:

If you've not paid - see my Credit Repair FAQ.

If you've paid - it's easy. But you have to make it happen - it won't be done automatically!

First, get a receipt or letter from the creditor confirming payment has been made in full.

Then, write to the county court who gave the judgment.

quote the case number
enclose a copy of the receipt
enclose a cheque for the current fee (I think £10, but check with the court office) in favour of HM Paymaster General
ask for a Certificate of Satisfaction

Finally, send a copy of this to each of the main credit reference agencies and ask them to update their records. They are:

Consumer Help Service
EXPERIAN
P.O. BOX 8000
Nottingham
NG1 5GX

CCN GROUP LIMITED
Consumer Affairs Dept
PO Box 40
Nottingham NG7 2SS

EQUIFAX EUROPE LTD
Consumer Affairs Department
Department 2E
P.O. BOX 3001
GLASGOW
G81 2DT

It might also be wise to send a copy to the company which now keeps the central register of CCJs - just in case the county court overlooks doing so:

REGISTRY TRUST LTD
173 Cleveland St,
London W1

Please note that this page is provided as information intended to be helpful only - Egos Ltd does not offer services in this field. If you need specific legal help or representation in connection with such matters, you might consider approaching Mohammed Qasim at Brindley Twist Tafft & James, solicitors . Mohammed Qasim was kind enough to approach me with a couple of helpful comments on this page, and says 'Brindley Twist Tafft & James specialises in debt recovery & defence of the same, and in proceedings for disqualification of directors, acting for a large number of Insolvency practitioners and for private individuals.'

I'd really appreciate your feedback on this FAQ - so mail me and tell me what you think of it, if it's been useful to you, or let me know of any specific problem you have where I may be able to help.

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This page was last updated 23^rd February 2001.

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The information on these pages is provided free and for information only, and is provided 'as is'. Whilst believed to be correct, it is in no way comprehensive. It is provided for your interest only and is not intended to be relied on as formal legal advice. The posting of information on these pages is not intended to create a lawyer-client relationship, and you should not act or rely on this information without seeking professional advice. No liability is accepted therefore for any errors, or for any losses that may be incurred if it is relied on.

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